閱讀理解精選17

　　Because of the financial crisis in the US and UK, college students are beginning to struggle to find ways to pay their tuition fees and accommodations.

　　Recently, two major US student loan lenders—Citibank and JPMorgan Chase — announced they were leaving the student loan industry altogether. Because banks currently have a lack of credit(存款額),they are reluctant to offer students low-interest loans(貸款) that need a several-year wait for any return of interest.

　　In the US, many undergraduates top up their financial needs with a private loan, although the majority can get government-funded loans. In the 2005—2006 academic year, $17 billion in private student loans was used to finance higher education. The shortfall in private funding has yet to be covered and will hit many US students hard.

　　Across the Atlantic, UK students have been less troubled by the crisis. Most undergraduates in the UK cover their university expenses with government-funded loans and grants(助學金)．Their biggest concern is a sudden steep increase in student rent.

　　Most young professionals now rent houses, since 80 percent of UK mortgage schemes(住房抵押貸款計劃) have disappeared — a direct result of the credit crisis. This has boosted the house rent market.

　　In large cities, UK students are paying almost 6.5 percent more in rent than the previous year. Figures from the UK organization Accommodation for Student show students in big cities such as London paying an average weekly rent of $103.

　　Yet, despite students’ suffering, the number of this year’s university applications is expected to grow. During economic slumps, people regard further education as a way to survive tough job markets.

　　26．According to the passage, banks are unwilling to offer students loans because ________.

　　A．the students are poor and sometimes they can’t pay off the debt

　　B．banks prefer lending the money to the young professionals

　　C．banks don’t have enough money left at the present time

　　D．they think college students are not studying hard

　　27．The underlined phrase “top up” in Paragraph 3 probably means ________.

　　A．put up

　　B．make up

　　C．fill up

　　D．pick up

　　28．Which of the following is NOT true according to the passage?

　　A．UK college students have to pay more if they want to rent houses.

　　B．More UK students want to further their study in college.

　　C．It is not so easy for US students to loan money now.

　　D．College students’ tuition fees have risen greatly.

　　29． It can be inferred that ________.

　　A．there are no private student loan lenders in the UK

　　B．loans for US college students will be increased next year

　　C．private funding falls a little because of higher-interest loans in the US

　　D．private loans play a very important role in financing US students’ education

　　30．The passage mainly tells us ________.

　　A．college students in the US and UK are faced with their financial crisis

　　B．it is the duty of the governments to solve college students’ financial crisis

　　C．private student loan is a good way for college students to overcome the difficulties

　　D．further education is a good way for college students to survive tough job markets

　　[答案及解析]26—30 CCDDA

　　26答案　C

　　解析　事實細節題。文中第二段提到“banks currently have a lack of credit”說明銀行的

　　存款額不足,故C項正確。

　　27答案　C

　　解析　詞義推測題。文中第三段提到學生們除了得到國家的助學貸款外,也可以通過私人貸款來滿足經濟需求,可猜測top up的意思為“給……添滿,盛滿”,故fill up正確。

　　28答案　D

　　解析　事實細節題。結合文章內容可知A、B、C三項都是正確的,D項的內容文章中

　　沒有提及,故選D項。

　　29答案　D

　　解析　推理判斷題。文中第三段提到很多學生通過私人貸款來滿足自己的經濟需求,并

　　且在2005年到2006年間有170億美元用于學生的私人貸款,說明D項是正確的。

　　30答案　A

　　解析　主旨大意題。通讀全文可知文章主要講述了英美的大學生面臨的經濟危機。

　　閱讀理解精選17

　　Because of the financial crisis in the US and UK, college students are beginning to struggle to find ways to pay their tuition fees and accommodations.

　　Recently, two major US student loan lenders—Citibank and JPMorgan Chase — announced they were leaving the student loan industry altogether. Because banks currently have a lack of credit(存款額),they are reluctant to offer students low-interest loans(貸款) that need a several-year wait for any return of interest.

　　In the US, many undergraduates top up their financial needs with a private loan, although the majority can get government-funded loans. In the 2005—2006 academic year, $17 billion in private student loans was used to finance higher education. The shortfall in private funding has yet to be covered and will hit many US students hard.

　　Across the Atlantic, UK students have been less troubled by the crisis. Most undergraduates in the UK cover their university expenses with government-funded loans and grants(助學金)．Their biggest concern is a sudden steep increase in student rent.

　　Most young professionals now rent houses, since 80 percent of UK mortgage schemes(住房抵押貸款計劃) have disappeared — a direct result of the credit crisis. This has boosted the house rent market.

　　In large cities, UK students are paying almost 6.5 percent more in rent than the previous year. Figures from the UK organization Accommodation for Student show students in big cities such as London paying an average weekly rent of $103.

　　Yet, despite students’ suffering, the number of this year’s university applications is expected to grow. During economic slumps, people regard further education as a way to survive tough job markets.

　　26．According to the passage, banks are unwilling to offer students loans because ________.

　　A．the students are poor and sometimes they can’t pay off the debt

　　B．banks prefer lending the money to the young professionals

　　C．banks don’t have enough money left at the present time

　　D．they think college students are not studying hard

　　27．The underlined phrase “top up” in Paragraph 3 probably means ________.

　　A．put up

　　B．make up

　　C．fill up

　　D．pick up

　　28．Which of the following is NOT true according to the passage?

　　A．UK college students have to pay more if they want to rent houses.

　　B．More UK students want to further their study in college.

　　C．It is not so easy for US students to loan money now.

　　D．College students’ tuition fees have risen greatly.

　　29． It can be inferred that ________.

　　A．there are no private student loan lenders in the UK

　　B．loans for US college students will be increased next year

　　C．private funding falls a little because of higher-interest loans in the US

　　D．private loans play a very important role in financing US students’ education

　　30．The passage mainly tells us ________.

　　A．college students in the US and UK are faced with their financial crisis

　　B．it is the duty of the governments to solve college students’ financial crisis

　　C．private student loan is a good way for college students to overcome the difficulties

　　D．further education is a good way for college students to survive tough job markets

　　[答案及解析]26—30 CCDDA

　　26答案　C

　　解析　事實細節題。文中第二段提到“banks currently have a lack of credit”說明銀行的

　　存款額不足,故C項正確。

　　27答案　C

　　解析　詞義推測題。文中第三段提到學生們除了得到國家的助學貸款外,也可以通過私人貸款來滿足經濟需求,可猜測top up的意思為“給……添滿,盛滿”,故fill up正確。

　　28答案　D

　　解析　事實細節題。結合文章內容可知A、B、C三項都是正確的,D項的內容文章中

　　沒有提及,故選D項。

　　29答案　D

　　解析　推理判斷題。文中第三段提到很多學生通過私人貸款來滿足自己的經濟需求,并

　　且在2005年到2006年間有170億美元用于學生的私人貸款,說明D項是正確的。

　　30答案　A

　　解析　主旨大意題。通讀全文可知文章主要講述了英美的大學生面臨的經濟危機。